:root {
  color-scheme: light;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: #172033;
  background: #f7f8fb;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  line-height: 1.72;
}

a {
  color: #c81e1e;
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.shell {
  max-width: 1040px;
  margin: 0 auto;
  padding: 32px 20px 56px;
}

.nav {
  display: flex;
  flex-wrap: wrap;
  gap: 14px 20px;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 34px;
  font-size: 16px;
}

.brand {
  font-weight: 800;
  color: #111827;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.nav a {
  color: #374151;
}

.nav a.brand {
  color: #111827;
}

.hero {
  padding: 42px 0 28px;
  border-bottom: 1px solid #e5e7eb;
}

.eyebrow {
  margin: 0 0 12px;
  color: #c81e1e;
  font-size: 14px;
  font-weight: 700;
}

h1 {
  margin: 0;
  font-size: clamp(34px, 6vw, 58px);
  line-height: 1.12;
  letter-spacing: 0;
}

h2 {
  margin: 34px 0 12px;
  font-size: 26px;
  line-height: 1.28;
}

h3 {
  margin: 22px 0 8px;
  font-size: 19px;
}

.lead {
  max-width: 820px;
  margin: 18px 0 0;
  font-size: 19px;
  color: #4b5563;
}

.answer {
  margin: 18px 0;
  padding: 18px 20px;
  border-left: 4px solid #dc2626;
  background: #fff;
  box-shadow: 0 1px 2px rgba(15, 23, 42, 0.06);
}

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 16px;
}

.card {
  padding: 18px;
  border: 1px solid #e5e7eb;
  border-radius: 8px;
  background: #fff;
}

table {
  width: 100%;
  border-collapse: collapse;
  margin: 18px 0;
  background: #fff;
}

th,
td {
  padding: 12px;
  border: 1px solid #e5e7eb;
  vertical-align: top;
  text-align: left;
}

th {
  background: #f3f4f6;
}

ul,
ol {
  padding-left: 22px;
}

.meta {
  color: #6b7280;
  font-size: 14px;
}

.cta {
  display: inline-block;
  margin-top: 18px;
  padding: 12px 18px;
  border-radius: 8px;
  background: #dc2626;
  color: #fff;
  font-weight: 700;
}

.footer {
  margin-top: 42px;
  padding-top: 22px;
  border-top: 1px solid #e5e7eb;
  color: #6b7280;
  font-size: 14px;
}